BRUCE J. BERGMAN, ESQ.
Attorney Profile and Contact Information
COMPLETE LISTING OF PUBLICATIONS:
BOOKS
AUTHOR: Bergman on New York Mortgage Foreclosures, Matthew Bender & Co., Inc., February 1990 (Rev. 2011)[3 volumes]
CO-AUTHOR: “Mortgages”, Monograph, New York State Bar Association, 1991, updated annually.
AUTHOR: New York Foreclosure State Summary Portion, The National Mortgage Servicer’s Reference Directory, USFN, 2002
AUTHOR: Chapter, "Mortgages," New York Lawyer's Deskbook, New York State Bar Association, 1990.
EDITOR-IN-CHIEF AND CONTRIBUTOR: Mortgage Foreclosures In New York, New York State Bar Association, 1996
CONSULTING ATTORNEY: The Law of Distressed Real Estate, Clark Boardman Company, Ltd., New York, N.Y.; Author: Chapter, "New York Practice (Mortgage Foreclosure)."
CONTRIBUTING EDITOR: Examination Before Trial and other Disclosure Devices, Callaghan & Company, Wilmette, Ill.
CO-AUTHOR: Book, New York Mortgage Foreclosures, copyright 1983 by Professional Education Systems, Inc., Eau Claire, Wisconsin.
ARTICLES
AUTHOR: “Legal Fees to Borrowers! World Sees Services as Bad Guys”, 107 Mortgage Banking (April 2012)
AUTHOR: “Ban on Borrower's Waiver of Defenses”, New York Law Journal, February 29, 2012 at 5, col. 2
AUTHOR: “Watch Out for the Settlement Stipulation”, 38 N.Y. Real Property Law Journal 32 (Spring 2012)
AUTHOR: "The Newspaper Said the Foreclosure Was No Good", 40 N.Y. Real Property Law Journal 23 (Winter 2012)
AUTHOR: “More Strictness on the 90-Day Notice”, 39 N.Y. Real Property Law Journal 32 (Fall 2011)
AUTHOR: “Deed in Lieu of Foreclosure: Safe to Go in the Water?” New York Law Journal, October 19, 2011 at 5, col. 2
AUTHOR: "The Folly of Mortgage Legislation: Just How Far It Has Gone, Part II" 23 Servicing Management 30 (October 2011)
AUTHOR: “The Trouble With the Lender Maintenance Obligation” New York Law Journal, August 31, 2011 at 5, col. 2
AUTHOR : “When the Borrower Sues the Lender in Federal Court”, 98 Mortgage Banking (August 2011)
AUTHOR: “Proposed Statutes to Place Burden on Foreclosure”, New York Law Journal, July 6, 2011 at 5, col. 2
AUTHOR: “New Foreclosure Notice Statutes Mean Business”, 35 N.Y. Real Property Law Journal 39 (Spring/Summer 2011)
AUTHOR: "The Folly of Mortgage Legislation: Just How Far It Has Gone" 22 Servicing Management 10 (May 2011)
AUTHOR: “Proposed Law Presents Dangers to Mortgage Enforcement”, New York Law Journal, April 20, 2011 at 5, col. 2
AUTHOR : “The Hidden Perils of Process Service”, 106 Mortgage Banking (April 2011)
AUTHOR: “The Unusual Role of Process Service in Foreclosure Cases”, New York Law Journal, February 16, 2011 at 5, col. 2
AUTHOR: “Another Statute of Limitations Loss for a Mortgage Holder”, 38 N.Y. Real Property Law Journal 39 (Winter 2011)
AUTHOR: “Effect of Current Crisis on Completed Foreclosure Sales”, New York Law Journal, December 29, 2010 at 5, col. 2
AUTHOR: “Court Rules Eve of Sale Mortgage Redemption OK”, New York Law Journal, December 15, 2010 at 5, col. 2
AUTHOR : “What Happens if the Current Crisis Overturns Foreclosure Sales?”, 104 Mortgage Banking (December 2010)
AUTHOR: “Can The Mortgagee Take a Check After Acceleration?”, 38
N.Y. Real Property Law Journal 54 (Fall 2010), reprinted 31 One on One 18 (Fall 2010)
AUTHOR : “The 90-Day Notice: The Full Story”, New York Law Journal,
September 8, 2010 at 5, col. 2
AUTHOR: “The New Foreclosure Statute’s Effect on Titles”, New York Law Journal, August 19, 2010 at 5, col. 2
AUTHOR : “Strict Courts Create Servicer Headwinds”, 88 Mortgage Banking (August 2010)
AUTHOR: “Escaping From the Automatic Stay”, 38 N.Y. Real Property Law Journal 31 (Summer 2010)
AUTHOR: “Relationship of Speedy Service to Foreclosure Judgment - A Possible Trap for Mortgagees”, 38 N.Y. Real Property Law Journal 38 (Spring 2010)
AUTHOR: “Zeal to Protect Homeowners Shadows Commercial Property”, New York Law Journal, April 21, 2010 at 5, col. 2
AUTHOR : “A Strategy Suggestion”, 106 Mortgage Banking (April 2010)
AUTHOR: "Foreclosure Process Overhauled in the Empire State" 21 Servicing Management 8 (February 2010)
AUTHOR : “New Law Will Create Delay, Additional Costs for Lenders”, New York Law Journal, January 13, 2010 at 5, col. 2
AUTHOR: “Statute of Limitations Sinks Lender - Again”, 53 N.Y. Real Property Law Journal 38 (Winter 2010)
AUTHOR : “When a Party is Missed in the Foreclosure”, 97 Mortgage Banking (December 2009)
AUTHOR: “Oh, Do Lenders Need Title Insurance!”, 42 N.Y. Real Property Law Journal 37 (Fall 2009)
AUTHOR : “New Foreclosure Statutes Mean Business, Court Rules”, New York Law Journal, September 9, 2009 at 5, col. 2
AUTHOR : “Deficiency Judgments - A New Look”, 88 Mortgage Banking (September 2009)
AUTHOR :“So You Want to Sell the Co-Op Back to the Borrower”, 55 N.Y. Real Property Law Journal, 37 (Summer 2009)
AUTHOR : “Post-Acceleration Check Generally Can Be Accepted”, New York Law Journal, July 8, 2009 at 5, col. 2
AUTHOR :“Can New York Tell You What Interest to Charge?”, 73 N.Y. Real Property Law Journal, 37 (Spring 2009)
AUTHOR : “The New Law’s 90-Day Notice And Conference Requirements”, New York Law Journal, March 10, 2009 at 7, col. 1; Reprinted 88 New York State Land Association - The Bulletin (Winter 2009)
AUTHOR : “When There is Danger in Settlement Negotiations”, 69 Mortgage Banking 97 (March 2009)
AUTHOR :“So They Demolished Your Building(The One Where You Have a Mortgage); Who Would Do that”, 66 N.Y. Real Property Law Journal, 37 (Winter 2009)
AUTHOR : “Entertainment of Settlement Could Backfire on Lender” New York Law Journal, December 31, 2008, at 5, col. 2
AUTHOR: “So the Servicer Accepts Payment After Maturity...”, 64 N.Y. Real Property Law Journal 36 (Fall 2008)
AUTHOR: “Collecting All the Interest Due on the Mortgage”, 69 Mortgage Banking, 154, (October 2008)
AUTHOR: “Redemption - Recent Cases Consider Duration of Right”, New York Law Journal, September 24, 2008, at 5, col. 2.
AUTHOR: “More Changing Laws: New York ”, The USFN Report 9 (Summer, 2008)
AUTHOR: “Nonjudicial Foreclosure in New York - What’s the Story?”, UTA Quarterly 16 (Summer 2008)
AUTHOR: “More on Service of Process Woes”, 36 N.Y. Real Property Law Journal 43 (Summer 2008)
AUTHOR: “Servicer Errors to Avoid”, 68 Mortgage Banking, 114 (June, 2008).
AUTHOR: “Says the Borrower to the Lender: Now Here’s What I Want You to Do”, 36 N.Y. Real Property Law Journal, (Spring 2008).
AUTHOR: “Saving Time - Inviting the Odious Answer to Disappear”, 68Mortgage Banking 101 (April, 2008).
AUTHOR: “Upon Default - Defining the Highest Rate Allowed by Law”, New York Law Journal, April 30, 2008, at 5, col. 2.
AUTHOR: “Subprime Meltdown: Averting Auctions is Becoming More Difficult”, New York Law Journal, February 13, 2008, at 5, col. 2.
AUTHOR: “Notice of Appearance - When the Borrower is a Faker”, 39 N.Y. Real Property Law Journal 36 (Winter 2008)
AUTHOR: “Mistakes Happen: When the Lender Tries to Undo its Own Sale”, New York Law Journal, December 12, 2007, at 5, col. 2.
AUTHOR: “When Property is Lost for Taxes - No Salvation Here”, 35 N.Y. Real Property Law Journal 3 (Fall 2007)
AUTHOR: “Condominium Common Charge Lien vs. Mortgage: Who Wins the Priority Fight?”, New York Law Journal, November 26, 2007, at 10-11.
AUTHOR: "Servicers Beware: Tools Missing From The Loss Mit Box," 19 Servicing Management 3 (October 2007)
AUTHOR: “Yes, Absence of the Breach Letter Can Be Fatal to the Foreclosure”, 35 N.Y. Real Property Law Journal 2 (Spring/Summer 2007)
AUTHOR: “The Mistaken Foreclosure Sale - Can It Be Undone”, Mortgage Banking 135 (August 2007)
AUTHOR: “Dodging the Breach Letter: It Is Possible and Positive”, 16 Servicing Management 19 (August 2007)
AUTHOR: “Home Equity Theft Protection Act - Measure May Apply to Deeds-in-Lieu of Foreclosure”, New York Law Journal, June 13, 2007, at 5, col. 2.
AUTHOR: “Guidance for the Critical Forbearance Agreement”, 67Mortgage Banking 113 (April 2007)
AUTHOR: “Purchase Money Mortgage - Ruling Offers No Grounds for Criminal Penalties”, New York Law Journal, February 14, 2007, at 5, col. 2.
AUTHOR: “New Roadblock in New York Evictions After Foreclosure”, 35 N.Y. Real Property Law Journal, 43(Winter 2007)
AUTHOR: “Reject the Post-Acceleration Check? Dispelling the Myth”, Mortgage Banking 137 (January 2007)
AUTHOR: “Forgetting Assignment Proves Fatal”, 34 N.Y. Real Property Law Journal, 109(Fall 2006)
AUTHOR: “Home Equity Theft - New Law Will Hamper Title Insurability, Foreclosure”, New York Law Journal, October 11, 2006, at 5, col. 2. Reprinted, 85 New York State Land Title Association Bulletin 3 (Fall, 2006)
AUTHOR: “Tackling Missed Junior Interests in a Foreclosure Proceeding”, 18 Servicing Management 3, October 2006
AUTHOR: “Post-Sale Evictions; Decision Offers Solace for Lenders”, New York Law Journal, August 16, 2006, at 5, col. 2.
AUTHOR: “Having Title Insurance Can Be Absolutely Critical”, 18 Servicing Management 4, August 2006
AUTHOR: “Mortgage Foreclosures for the General Practitioner” 7 New York State Bar Association - One on One 27 (Spring 2006)
AUTHOR: “Should a Lender Worry About Settlement”, New York Law Journal, June 14, 2006, at 8, col. 2.
AUTHOR: “Consequences of Delay” 45 New York State Bar Association Journal 34 (Spring 2006)
AUTHOR: “Reverse Mortgage Foreclosures: Judicial Perspective from New York” The USFN Report 7 (Spring, 2006)
AUTHOR: “Eleventh-Hour Settlements Can be Packed With Danger”, 17 Servicing Management 14, May 2006
AUTHOR: “Payoff on the Eve of Sale” 78 New York State Bar Association Journal 34 (May 2006)
AUTHOR: “Referee Fees - Courts Clarify Issue of Extra Payment”, New York Law Journal, March 29, 2006, at 5, col. 2.
AUTHOR: “For Want of a Nail - Glitches Threaten Foreclosure Actions”, New York Law Journal, February 8, 2006, at 5, col. 2.
AUTHOR: “(True) Purchase Money Mortgage and Usury”, New York State Bar Association Journal 30 (Jan. 2006)
AUTHOR: “So You Need to Prepare a Purchase Money Mortgage”, 55 Nassau Lawyer, 5 (December, 2005)
AUTHOR: “The Servicer’s Forgotten Remedy”, 17 Servicing Management 24, December 2005
AUTHOR: “Lenders and Property Buyers Must Take Note of Non-Disturbance Agreements” 10 Commercial Mortgage Insight 2, December, 2005
AUTHOR: “Receiver’s Obligation - Prior Bills, Contracts Need Not Be Honored”, New York Law Journal, October 12, 2005, at 5, col. 2.
CO-AUTHOR: “The 20 Greatest Loan Servicing Myths”, 65 Mortgage Banking 88 (Sept. 2005)
AUTHOR: “Predatory Lending for All” New York State Bar Association Journal 46 (Sept. 2005)
AUTHOR: “Mortgage Filing Error - And Why Title Insurance is Vital”, 33 N.Y. Real Property Law Journal, 186 (Fall 2005)
AUTHOR: “Money Judgments Take Effort” 16 Servicing Management 8, July 2005
AUTHOR: “(Those Sneaky) Legal Fees Paid Under Protest”, 33 N.Y. Real Property Law Journal, 128 (Summer 2005)
AUTHOR: “Are You Obligated to Pay a Broker?” 16 Servicing Management 11, June 2005
AUTHOR: “Paying Off a Mortgage - A (Surprisingly) Convoluted Story” New York State Bar Association Journal 47 (March/April 2005)
AUTHOR: “A New Legal Myth - Criminal Usury and the Purchase Money Mortgage” New York Law Journal, February 9, 2005, at 4, col. 1.
AUTHOR: “Use and Occupation in Strict Foreclosure” 44 N.Y. Real Property law Journal 98 (Winter 2005)
AUTHOR: “Where Are Your Borrowers? - Borrowers in Hiding Can Add Considerable Expenses if a Mortgage Goes Into Default and a Foreclosure Must be Pursued” 16 Servicing Management 37, November, 2004
AUTHOR: “Verifying the Foreclosure Complaint?” 32 N.Y. Real Property law Journal 98 (Summer/Fall 2004)
AUTHOR: “Buying at Foreclosure Sales: Pitfalls Explained”, 54 Nassau Lawyer, 3 (September, 2004)
AUTHOR: “Where Is The Title? - It Should Not Be Elusive, But Sometimes It Is” New York Law Journal, August 11, 2004, at 5 col. 2
AUTHOR: “Groups Must Stay in Contact - Significant Issues Can Pop Up Anytime, So It’s Vital For Loss Mitigation Departments to Stay in Close Contact With Foreclosure Groups” 16 Servicing Management 45, August, 2004
AUTHOR: “Enter the Co-Op Beast - Foreclosing on a Co-Op is Non-Judicial, and Thus Much Faster; But This Form of Ownership Carries Some Danger” 15 Servicing Management 16, July, 2004
AUTHOR: “Post-Acceleration Payments: Accept Them or Not?” The USFN Report 5 (Spring, 2004)
AUTHOR: “Process Service and the Statute of Limitations” 32 N.Y. Real Property Law Journal 63 (Spring 2004)
AUTHOR: “Remedying Those Nasty Senior Liens - An Unexpected Senior Mortgage or Other Lien Can Be a Significant Obstacle as You Pursue Foreclosure” 15 Servicing Management 16, April, 2004
AUTHOR: “The Perils of Purchasing Portfolios With New York High-Cost Loans - The State’s Anti-Predatory Lending Statute’s Severe and Ambiguous Features Can Create Headaches for Loan Purchasers” 18Secondary Marketing Executive,10, February, 2004
AUTHOR: “Hidden Confusion - Eviction After Foreclosure Presents Roadblocks” New York Law Journal, January 28, 2004, at 5 col. 2
AUTHOR: “Borrowers in Distress - Another Misapplication of RPAPL Section 1341" New York Law Journal, December 31, 2003, at 5 col. 2
AUTHOR: “When the Borrower Hides from a Deficiency” 32 N.Y. Real Property Law Journal 24 (Winter 2004)
AUTHOR: “Still Confusion With the Letter - The 30-Day Breach Letter Hurts Lenders and Servicers as it Is, and the Pain Is Only Exacerbated by Sending Unnecessary, Successive Notices” 15 Servicing Management 14, January, 2004
AUTHOR: “So Your Client Wants to Buy At a Foreclosure Sale: Pitfalls and Possibilities” 75 New York State Bar Association Journal 43 (September, 2003)
AUTHOR: “Move Faster and More Effectively When Pursuing Foreclosures - Some Actions May Be Counter-Productive When Seeking Foreclosures” 8 Commercial Mortgage Insight 26, October, 2003
AUTHOR: “Pursuing Foreclosure on Junior Liens - Deciding If and When a Senior Mortgage Should Be Satisfied by the Junior is a Business Question Rather Than a Legal One” 15 Servicing Management 12, October, 2003
AUTHOR: “Consolidated Mortgage Priority Over Condo Lien” 31 N.Y. Real Property Law Journal 77 (Summer, 2003)
AUTHOR: “Beware Payments Under Protest” 15 Servicing Management 7 September, 2003
AUTHOR: “Impact of the New Predatory Lending Law - May Generate Infirmities in Titles Devolving Through High-Cost Home Loan Foreclosures” New York Law Journal, August 18, 2003, at Land Title Trends S6
AUTHOR: “Small Comfort - Non-Judicial Foreclosure Revived With Little Change” New York Law Journal, August 13, 2003, at 5, col. 2
AUTHOR: “When the Borrower Sends a Letter” 15 Servicing Management 19 (August, 2003)
AUTHOR: “When the Borrower Tenders All Arrears” 31 N.Y. Real Property Law Journal 34 (Winter/Spring 2003)
AUTHOR: “Unpaid Taxes Imperil the Mortgage” 14 Servicing Management 41 (May, 2003)
AUTHOR: “What’s Up With Co-Ops? Documentation and Foreclosure” The USFN Report 7 (Spring, 2003)
AUTHOR: “Predatory Lenders - How the New Law Affects Mortgage Foreclosure” New York Law Journal, April 9, 2003, at 5, col. 2.
AUTHOR: “Danger Lurks in N.Y. Statute” (Predatory Lending) 14 Servicing Management 32 (April, 2003)
AUTHOR: “Summons Process Takes Heavy Toll - The Time to Find a Borrower in a Foreclosure Action After Publication of the Notice Can Quickly Stretch from a Matter of Weeks to Months” 14 Servicing Management 36 (March, 2003)
AUTHOR: “Hooking Up With The Receivers” 14 Servicing Management 42 (February, 2003)
AUTHOR: “Purchase Money Mortgages Require Careful Drafting to Avoid Later Difficulties” 29 New York State Bar Association Journal 74 (November/December, 2002)
AUTHOR: “Mortgage Language and the Borrower in Hiding”, 30 N.Y. Real Property Law Journal 217 (Fall, 2002)
AUTHOR: “Mortgage Redemption - An Analysis of the Law When a Foreclosure Sale is Scheduled”, New York Law Journal, October 30, 2002, at 5, col. 2.
AUTHOR: “Non-Judicial Foreclosures Continue in the Empire State”,
6 Commercial Mortgage Insight, 12 (November, 2002)
AUTHOR: “Obtaining Possession - A Glitch in Eviction After Foreclosure”, New York Law Journal, October 9, 2002, at 5, col. 2
AUTHOR: “Cutting Losses - The Deed-in-Lieu of Foreclosure”, The USFN Report 5 (September/October 2002)
AUTHOR: “Interest on the Mortgage - A New Formula” 30 N.Y. Real Property Law Journal 150 (Summer, 2002)
AUTHOR: “Owners Can Stiff the System - - Borrowers Have Figured Out They Can Cheat Governments Out of Taxes, Lose Their Real Estate and Then Repurchase it at Bargain-basement Prices - Legally”, 14Servicing Management26 (September, 2002)
AUTHOR: “Foreclosure Process and its Netherworld” New York Law Journal, at S7 col. 1 (August 19, 2002)
AUTHOR: “Watch the Statute of Limitations” 13 Servicing Management 11 (July, 2002)
AUTHOR: “Consider Filing Suit on the Note -- Although a Foreclosure Action Usually Gets the Rapt Attention of Borrowers, There are Times When Lenders are Better Served Taking a Different Tact” 13 Servicing Management 23 (June, 2002)
AUTHOR: “Non-Judicial Foreclosure Renewed in New York” 30 N.Y. Real Property Law Journal 88 (Spring, 2002)
AUTHOR: “Ruling Likely to Help Servicers -- the Decision in a New York Default Case that Resonates Nationally Entitles a Note Holder to Collect Interest on Both Past-Due Principal and Interest”, 13 Servicing Management 9 (May, 2002)
AUTHOR: “Lis Pendens -- A Servicer’s Shield? 13 Servicing Management 15 (April, 2002)
AUTHOR: “The Story on Deficiency Judgments -- A State By State Tale”, The USFN Report 1 (March/April, 2002)
AUTHOR: “Nip Assignment Snags in the Bud -- A Company That Buys Mortgages and Assumes It Is The Assignee Could Be In For Quite a Shock During a Foreclosure Action”, 13 Servicing Management 32 (March, 2002)
AUTHOR: “Little Things Mean a Lot -- Reviewing the New Interest Formula After ‘Spodek’”, New York Law Journal, January 30, 2002, at 5 col. 2
AUTHOR: “Thanks for Nothing (Or, the Danger of Being Gracious to Borrowers)” 30 N.Y. Real Property Law Journal 35 (Winter, 2002)
AUTHOR: “Care is Key In Forbearance Accord,” 13 Servicing Management, 17 (January, 2002)
AUTHOR: “The Phantom Menace -- Reviewing the Statute of Limitations Nightmare”, New York Law Journal, October 10, 2001, at 5 col. 2
AUTHOR: “Danger! Lurks -- Taking Care in Loss Mitigation” The USFN Report 1 (September/October, 2001)
AUTHOR: “Mortgage Modification and the Mortgage Tax” 29 N.Y. Real Property Law Journal 64 (Summer, 2001)
AUTHOR: “How Delay Can Push Law’s Limits -- The Statute of Limitations, As It Applies to Late Payments, Does Not Present a Serious Practical Problem” 13 Servicing Management 14 (September, 2001)
AUTHOR: “Mortgage Foreclosures Involve Combination of Law, Practice, Relationships and Strategies” 19 New York State Bar Association, 73 (July/August, 2001)
AUTHOR: “Insurance Claims and the Deficiency Judgment” 54 Consumer Finance Quarterly Report, No. 4, 328 (Fall, 2000)
AUTHOR: “The Case of the Missing Mortgage -- Both Title Company and Servicer May Be in Hot Water When Foreclosure Begins and the Document has Vanished” 12 Servicing Management 20 (August, 2001)
AUTHOR: “Fire Loss Could Burn Servicer” 12 Servicing Management 7 (July, 2001)
AUTHOR: “Reality Based Servicing” 61 Mortgage Banking 62 (June, 2001)
AUTHOR: “Lender’s Nightmare -- When Acceleration Meets the Statute of Limitations” New York Law Journal May 30, 2001, at 5 col. 2
AUTHOR: “The Judgment is Final” 29 N.Y. Real Property Law Journal 24 (Winter/Spring 2001)
AUTHOR: “The Sale and The Real Estate Broker -- In Some Cases, Servicers Could be Liable for Broker Commissions in a Foreclosure Sale” 12 Servicing Management 28 (April, 2001)
AUTHOR: “Role of the Lis Pendens in a Foreclosure Case” The USFN Report 1 (March/April 2001)
AUTHOR: “Beware Using Deed as Security -- Using the Deed as Security in the Foreclosure Process Can Have Unexpected Legal Consequences” 12 Servicing Management 27 (March, 2001)
AUTHOR: “Broker’s Commissions -- Sales of Mortgages Can Open Window of Liability” New York Law Journal January 31, 2001, at 5 col. 2
AUTHOR: “And If the House Burns Down? -- A Request to Adjourn the Closing After a Foreclosure Sale Raises a Host of Questions” 12 Servicing Management 44 (February, 2001)
AUTHOR: “Deficiency Judgments and the Workout Agreement” N.Y.Real Property Law Journal 128 (Fall, 2000)
AUTHOR: “New Non-Judicial Foreclosure Act Falls Short of Expectations” 4 Commercial Mortgage Insight 24 (January, 2001)
AUTHOR: “There’s No Cure For Telling a Lie -- Think the 30-day Cure Letter Has Received Enough Bad Press? Think Again. Servicers Are Warned About Yet Another Facet of the Provision” 12 Servicing Management 23 (December, 2000)
AUTHOR: “Forbearance Agreement Guide -- The Agreement Is An Often-Used Loss Mitigation Tool That Can Pose Legal Hurdles for Servicers Who Are Not Careful” 12 Servicing Management 26 (November, 2000)
AUTHOR: “Revisiting the Condominium Common Charge Lien” New York Law Journal October 6, 2000 at 1 col. 1.
AUTHOR: “Heed the Deficiency Judgment -- Servicers Who Don’t Obtain a Deficiency Judgment Could Be Left Without an Insurable Interest When an Insurance Claim is Made on a Foreclosed Property” 12 Servicing Management 62 (October, 2000)
AUTHOR: “Effect of an Appeal on Foreclosure” N.Y. Real Property Law Journal 28 (Summer, 2000)
AUTHOR: “A Problem With Your Mortgage” Equity 34 (Summer, 2000)
AUTHOR: “Can We Vacate the Sale?, 11 Servicing Management 39 (August, 2000)
AUTHOR: “The Irksome Case of the Hyperactive Referee”, 28 N.Y. Real Property Law Journal 61 (Spring, 2000)
AUTHOR: “Consequences of Delay and Interest Accrual”, 11 Servicing Management 26 (July, 2000)
AUTHOR: “Extinguished Mortgages -- When the Lender Ignores the Taxes and the Borrower Benefits”, New York Law Journal, May 31, 2000 at 5 col. 4
AUTHOR: “The 30-Day Cure Letter -- A Modest Suggestion to Lobby for Removal of the Costly 30-Day Cure Letter”, 11 Servicing Management 17 (May, 2000)
AUTHOR: “When Taking Away Your Property”, 11 Servicing Management 34 (April, 2000)
AUTHOR: “When They Finally Render Low the Bad Guys”, 28 N.Y. Real Property Law Journal 28 (Winter, 2000)
AUTHOR: “Consider the Time Factor -- Lenders and Servicers Need to Make a Business Decision on Whether it it Worthwhile to Pursue a Deficiency Judgement”, 11 Servicing Management 26 (March, 2000)
AUTHOR: “Details of the Loan -- Usury Avoidance Provisions: Do They Work?”, New York Law Journal February 9, 2000, at 5 col 4.
AUTHOR: “Attorney’s Letter Can Stall Foreclosure -- Notices of Appearance from a Borrower’s Attorney Can Hold up the Foreclosure Process”, 11 Servicing Management 34 (February, 2000)
AUTHOR: “Thwarting the Obstreperous Borrower -- Wily Borrowers Use Every Possible Tactic in an Effort to Slow or Defeat Foreclosure”, 11 Servicing Management 28 (January, 2000)
AUTHOR: “The Scheme Which Can Provide a Defense”, 27 N.Y. Real Property Law Journal 157 (Fall, 1999)
AUTHOR: “Foreclosure Of The Second Mortgage -- The Nuances of Default On A Second Mortgage Are Worthy of Note”, 11 Servicing Management 32 (December, 1999)
AUTHOR: “Beware Being Gracious to Borrowers -- Lenders and Servicers Face Pitfalls in Loss Mitigation Efforts”, 11 Servicing Management 16 (November, 1999)
AUTHOR: “A Vital Act: Service of Process -- Employ the Right Provision to Flush Out the Borrower”, 11 Servicing Management 58 (October, 1999)
AUTHOR: "Foreclosures: Assault on the Deed-in-Lieu", New York Law Journal, September 29, 1999, at 5, col. 2
AUTHOR: "The Judgment is Final - Borrowers, Or Their Attorneys, Should Speak Now Or...", 11 Servicing Management 37 (September, 1999)
AUTHOR: "Assault on Foreclosure Judgment Interest", 27 N.Y. Real Property Law Journal 114 (Summer, 1999)
AUTHOR: "Foreclosure of the Second Mortgage - Various Strategies Available", The USFN Report (July/August, 1999)
AUTHOR: "Cash the Check? - When a Borrower Defaults, Then Pays All Arrears, Foreclosure Gets a Little Tricky", 10 Servicing Management 37 (August, 1999)
AUTHOR: "A Potpourri of Concepts - Delaying Tactics; The Deficiency Judgment and the Workout Agreement; Bankruptcy", 10 Servicing Management 26 (July, 1999)
AUTHOR: "Judgments and Sales - Owners' Rights Remain Intact Until the Auction Hammer Falls", New York Law Journal, June 9, 1999, at 5 col. 3
AUTHOR: "When the Mortgage Assignee Does Not Have to Be Substituted”, 27 N.Y. Real Property Law Journal 76 (Spring, 1999)
AUTHOR: "It's Like a High-Wire Act! What To Do When an Overzealous Referee Delays Your Case," 10 Servicing Management 38 (April, 1999)
AUTHOR: "Accepting Partial Payments -- Beware of Potential Dangers", The USFN Report 5 (January/February 1999)
AUTHOR: "Case Closed! Or Not? -- What To Do When The Borrower Attacks The Settlement", 10 Servicing Management 21 (March, 1999)
AUTHOR: "When a Prior Action is Pending -- Strategy to Move Your Foreclosure", Equity 14 (January, 1999)
AUTHOR: "Non-Judicial Actions -- Statutory Ambiguities Could Cause Delays in Default Cases", New York Law Journal, February 10, 1999, at 5 col. 2
AUTHOR: "Here, Gone, Back Again - The Time-Savings Non-Judicial Foreclosure Is Now Available in New York", 10 Servicing Management 35 (February, 1999)
AUTHOR:"When a Prior Action is Pending - A Matter of Strategy", 27 N.Y. Real Property Law Journal 28 (Winter, 1999)
AUTHOR: "How the 30-Day Cure Clause Creates Unnecessary Delays in Foreclosure", New York Law Journal, December 23, 1998, at 1 col. 1.
AUTHOR: "Lis Pendens and the Order of Reference", 26 N.Y. Real Property Law Journal 148 (Fall, 1998)
AUTHOR: "Are You Really Junior? - It Sure Matters!, Equity 24 (October, 1998)
AUTHOR: "Delete the 30-Day Cure Clause! Yes, You Read That Correctly, Chronic Defaulters Can Milk The 30-Day Clause Unless You Take Bold Action", 10 Servicing Management 40 (November, 1998)
AUTHOR: "Proof of Lis Pendens Not Required For Issuance of Order of Reference", New York Law Journal, October 16, 1998, at 1 col. 1.
AUTHOR: "A View From The Trenches - Let's Examine The Other Side of Loss Mitigation", 10 Servicing Management 50 (October, 1998)
AUTHOR: "Court Rules on Late Charges - In New York, If a Borrower Doesn't Pay Assessed Late Charges, You Can Foreclose - But Do You Want To?", 10 Servicing Management 32 (September, 1998)
AUTHOR: "When the Borrower Tenders all Arrears", Equity 26 (July, 1998)
AUTHOR: "Publishing the Summons", 26 N.Y. Real Property Law Journal 105 (Summer, 1998)
AUTHOR: "Food for Thought -- Can Lender Shift Obligation for Transfer Taxes to Bidder?", New York Law Journal, June 10, 1998, at 5 col. 2.
AUTHOR: "Making a Business Decision Not to Serve a Defendant in the Foreclosure Case", 26 N.Y. Real Property Law Journal 71 (Spring, 1998)
AUTHOR: "The Egg's On The Lender's Face -- A Single Mortgagee Makes A Mess Out Of A Foreclosure Settlement", 9 Servicing Management 68 (June, 1998)
AUTHOR: "Assignment of Rents -- This Common Clause Can Be Of More Use Than Some Servicers Think", 9 Servicing Management 8 (April, 1998)
AUTHOR: "Time -- Making A Business Decision Not To Serve a Defendant in the Foreclosure Case", Equity 29 (April, 1998)
AUTHOR: “Assignment of Rents -- What’s It Worth?,”, 26 N.Y. Real Property Law Journal 21 (Winter, 1998)
AUTHOR: “A Potpourri of Cases -- These Interesting Items Deal With The Right of Redemption, Foreclosure Sale Adjournments And Co-Op Dangers,” 9 Servicing Management 7 (March, 1998)
AUTHOR: “Don’t Serve Those Papers! Sometimes, The Better Business Decision Is To Bend The Rules a Bit -- Legally, Of Course,” 9 Servicing Management 6 (February, 1998)
AUTHOR: “Issuing the Mortgage Satisfaction -- If You Aren’t Quick Enough, You Could Find Yourself Paying a Penalty”, 9 Servicing Management 5 (January, 1998)
AUTHOR: "RPAPL §1341 -- Eve of Sale Redemption: Time to Revisit
Partial Foreclosure", New York Law Journal November 19, 1997, at 5, Col. 2
AUTHOR: "Deficiency Judgments -- The Flow of Nuance", 25 N.Y. Real Property Law Journal 164 (Fall, 1997)
AUTHOR: "One Foreclosure Too Many?", 9 Servicing Management 49 (November, 1997)
AUTHOR: "Dissecting A Deed-In-Lieu", 9 Servicing Management 58 (October, 1997)
AUTHOR: "Your Strategy When The Senior Is Foreclosing: A Quick Primer", Equity 42 (September, 1997)
AUTHOR: "Interest Rate Upon Default", New York Law Journal, September 24, 1997, at 5, Col. 2
AUTHOR: "The 30-Day Cure Letter", 9 Servicing Management 42 (September, 1997)
AUTHOR: "No, You Can't Modify The Mortgage", 25 N.Y. Real Property Law Journal 121 (Summer, 1997)
AUTHOR: "The Shame Of Eviction After Foreclosure", N.Y. Real Property Law Journal 41 (Spring, 1997)
AUTHOR: "You Can Sue On The Note...In Certain States, But Consider Carefully What You Might Be Forfeiting", 8 Servicing Management 49 (May, 1997)
AUTHOR: “Feel the Need for Speed? -- The Referee Could Be a Help, Or a Hindrance, To Meeting Timelines”, 8 Servicing Management 38 (April, 1997)
AUTHOR: "Foreclosure, When Is It Really Over? Defining Duration Of Right To Redeem", New York Law Journal, April 9, 1997, at 5 Col. 2
AUTHOR: "Legal Fees In Your Mortgage", Equity 42 (March, 1997)
AUTHOR: "Time To Make Fire Insurance Claim - Lender Not Snared This Time", N.Y. Real Property Law Journal 41 (Winter, 1997)
AUTHOR: "Ticktock, Ticktock, Ticktock, Publishing The Summons Nibbles Away At Time Frames, Boosts Costs", 8 Servicing Management 37 (February, 1997)
AUTHOR: "The Hardship of Delay - To Judges, Legislators: Foreclosures Need Remedial Attention", New York Law Journal, November 27, 1996, at 5 Col. 2
AUTHOR: "Good Riddance, Extra Notice Provision", 24 N.Y. Real Property L.J., 136 (Fall, 1996)
AUTHOR: "An Alert On Early Settlements", 8 Servicing Management 37 (December, 1996)
AUTHOR: "The ‘Notice To Cure’ Provision", 8 Servicing Management 63 (November, 1996)
AUTHOR: "No Scamming This Time - Protecting Receiver and Foreclosing Plaintiff From Deception", New York Law Journal, September 25, 1996, at 5 Col. 2
AUTHOR: "Sale Bidding and Deficiencies", 8 Servicing Management 56 (October, 1996)
AUTHOR: "Co-op Foreclosure Methodology - What Is Your Choice?", 24 N.Y. Real Prop. L.J., 107 (Summer, 1996)
AUTHOR: "Booting Out Big Apple Tenants", 7 Servicing Management 39 (August, 1996)
AUTHOR: "Common Charge Lien Condo Attacks First Mortgage: A Creature That Wouldn't Die", New York Law Journal, July 24, 1996, at 5 col. 2
AUTHOR: "A Cause For Acceleration - If A Borrower `Misstates' Information On An Application, What Happens?", 7 Servicing Management 46 (July, 1996)
AUTHOR: "No Immunity From Penalty - Possible Consequences For Plaintiffs Who Delay Foreclosure", New York Law Journal, May 22, 1996, at 5, col. 2
AUTHOR: "More Good News For Lenders On Settlement (But Watch Your Notice), 24 N.Y. Real Prop. L.J., 27 (Spring, 1996)
AUTHOR: "Fire: Put The Insurer On Notice", 7 Servicing Management 43 (May, 1996)
AUTHOR: The Skill Of The Drafter - Legal Fees Are Available But The Amount Is Up To The Judge", New York Law Journal, March 27, 1996, at 5, col. 2
AUTHOR: "The D'Oench, Duhme Doctrine", 7 Servicing Management 39 (April, 1996)
AUTHOR: "Assault On The Second Mortgage", 7 Servicing Management, 15 (March, 1996)
AUTHOR: "So You've Been Appointed A Referee To Compute - Part I", 44 Nassau Lawyer 8 (January, 1996); Part II 44 Nassau Lawyer 16 (Feb., 1996); Part III 44 Nassau Lawyer 7 (March, 1996); Part IV 44 Nassau Lawyer 17 (April, 1996), Part V 44 Nassau Lawyer 9, continued on page 17 (June/July, 1996)
AUTHOR: "The Prickly Referee's Hearing - If You Stumble", 24 N.Y. Real Prop. L.J. 36 (Winter, 1996)
AUTHOR: "Risky Approach - Eviction After Foreclosure: An Examination Of `Self Help', New York Law Journal, January 24, 1996, at 5, col. 2
AUTHOR: "Usury, Extra Payments, Deficiencies..." 7 Servicing Management 65 (February, 1996)
AUTHOR: "Is A Post-Acceleration Check Ok?, 7 Servicing Management 62 (February, 1996)
AUTHOR: "When The First Mortgage Forgets About The Second", NHEMA Equity 16 (December, 1995)
AUTHOR: "A Bidder Wins, Then Defaults", 7 Servicing Management 42 (December, 1995)
AUTHOR: "Foreclosure Sales - Unlocking The Bidding `Mystery': There Shouldn't Even Be One", New York Law Journal, November 29, 1995, at 5, col. 2
AUTHOR: "The Dangers Of Co-Op Lending", 7 Servicing Management 25 (November, 1995)
AUTHOR: "Still More Peril In The Co-Op Loan, N.Y. Real Prop. L.J. 149 (Fall, 1995)
AUTHOR: "Salamanca v. Darrow' - New Twist In The Scenario Of Borrower Buying The Tax Title", New York Law Journal, September 27, 1995, at 5, col. 2
AUTHOR: "Some Vital Basics When The Senior Forecloses", Equity, The Journal of the National Home Equity Mortgage Association 12 (September, 1995)
AUTHOR: "Forewarned: Legal Fee Clause", 6 Servicing Management 38 (September, 1995)
AUTHOR: "Honor Thy Notice Of Appearance", 6 Servicing Management, 37 (August, 1995)
AUTHOR: "Light At The End Of The Tunnel - Sage Drafting Preserves Default Rate Until Payment Of Debt", New York Law Journal, July 26, 1995, at 5, col. 2
AUTHOR: "A Case To Warm The Soul (And A Tale Worth Telling), 23 N.Y. Real Prop. L.J. 113 (Summer, 1995)
AUTHOR: "Sometimes, The Court Makes An Error - For Example, In Cases Of Evictions After A Foreclosure...", 6 Servicing Management 31 (July, 1995)
AUTHOR: "Strict Foreclosure To The Rescue!", 6 Servicing Management 74 (June, 1995)
AUTHOR: "The 5 Percent Question - Receiver's Commission: Confusion Reigns Over `How Much'", New York Law Journal, May 24, 1995, at 5 col. 2
AUTHOR: "Honor Thy Notice of Appearance (Or, a Shortcut to Avoid)", 23 N.Y. Real Prop. L.J. 85 (Spring, 1995)
AUTHOR: "Mortgage Foreclosure - A Modern Primer For Corporate Counsel", 3 The Metropolitan Corporate Counsel 39 (April 1995)
AUTHOR: "Lenders' Legal Fees, Vintage Government Mortgage: What Was the Drafter Thinking?", New York Law Journal, March 22, 1995, at 5 col. 2
AUTHOR: "They Never Served Me -Again?", 23 N.Y. Real Prop. L.J. 53 (Winter, 1995)
AUTHOR: "Most Often, Bankruptcy's Not a Threat - Such Filings Are Annoying, But Can Be Deficient In Defenses", 6 Servicing Management 21 (April, 1995)
AUTHOR: "Some Times, The Good Guys Win - Recent Court Ruling Shines A Ray of Hope On Loan Administrators", 6 Servicing Management 21 (March, 1995)
AUTHOR: "Who's Hiding In The House? Lis Pendens, Eviction After Foreclosure: Tenants Are Bound", New York Law Journal, January 25, 1995, at 5 Col. 2
AUTHOR: "So, What's Your Position, Junior?", 6 Servicing Management 68 (February, 1995)
AUTHOR: "Now, Some New Matters of Interest - Month to Month Tenants, Receivers and Rent Overcharges", 6 Servicing Management 33 January, 1995)
AUTHOR: "A Foreclosure Settlement Story For The Second Mortgage",
Equity, The Journal of the Second Mortgage Profession 12 (December, 1994)
AUTHOR: "The `Assignment of Rents' Provision," 6 Servicing Management 38 (December, 1994)
AUTHOR: "Deficiency Judgments - Still a Morass", 22 Real Property Law Section Newsletter 14 (Fall, 1994)
AUTHOR: "Ahh...That Perplexing Sheriff's Sale", 6 Servicing Management 26 (Nov. 1994)
AUTHOR: "The Assertion of Waiver and the Imposition of Good Sense", New York Law Journal, Oct. 12, 1994, at 5, Col. 5
AUTHOR: "Introducing Instability - What? Failure To Pay Is Not Mortgage Default? Since When? New York Law Journal, Sept. 28, 1994, at 4, Col. 2.
AUTHOR: "You Can Claim Legal Fees, Correct?", 6 Servicing Management 61 (Oct. 1994)
AUTHOR: "Some Thoughts On Obtaining Surplus Monies", Equity, The Journal of the Second Mortgage Profession 10 (September, 1994)
AUTHOR: "Service by Publication vs. Filing Mandates", Real Property Law Section Newsletter 22 (Summer 1994)
AUTHOR: "A Cooperative Loan Default - Pursuing A Mortgage Foreclosure Strikingly Unlike Any Other", New York Law Journal, July 27, 1994, at 5, Col. 2.
AUTHOR: "Settling The Case: Are You Protected?", 5 Servicing Management 21 (July, 1994)
AUTHOR: "When Fees Aren't Enough - The Extraordinary Allowance In The Foreclosure Judgment", New York Law Journal, June 15, 1994, at 5, Col. 2.
AUTHOR: "Late Payment? Don't Cash That Check! 5 Servicing Management 68 (June, 1994)
AUTHOR: "The Foreclosure Case: Attorneys Ask: Will The Settlement Stand Up?", 1 The Attorney of Nassau County, 9 (April 94)
AUTHOR: "The Obscure Object of Foreclosure - The Estoppel Certificate", Real Property Law Section Newsletter 22 (Spring 1994)
AUTHOR: "Some Sanctity In Your Mortgage Foreclosure Settlements", Equity, The Journal of the Second Mortgage Profession 14 (March 1994).
AUTHOR: "'Mariani' Scenario - A Perfect Anomaly: Deficiency vs. Judgment By Confession", New York Law Journal, March 23, 1994, at 5, Col. 2.
AUTHOR: "Critical Mortgage Clauses for Drafting and Litigation", 15 One On One, Newsletter of the General Practice Section of the New York State Bar Association 5 (Spring, 1994).
AUTHOR: "Some Observations On Doing It Right...The First Time, And Why It Can Take Longer Than You Expect", 5 Servicing Management 31 (March 1994).
AUTHOR: "Confirmed At Last - Yes Virginia, There Are Late Charges, And In New York Too", New York Law Journal, January 26, 1994, at 5, Col. 2.
AUTHOR: "Late Charges Can Amount To Big Bucks", 5 Servicing Management 37 (February 1994).
AUTHOR: "You Can Enforce The Mortgage Interest Rate Upon Default",
EQUITY, The Journal Of The Second Mortgage Profession 14 (December 1993).
AUTHOR: "How The Good Guys Lost - The Continuing Trap Of The Deficiency Judgment Dictates", New York Law Journal, December 15, 1993, at 5, Col. 2.
AUTHOR: "That Thorny Late Answer In The Foreclosure Case", 21 Real Property Law Section Newsletter 26 (Fall 1993).
AUTHOR: "Who's Going To Pay The Broker? - Servicers Could Be Liable For A Commission At A Foreclosure Sale", 5 Servicing Management 27 (November 1993).
AUTHOR: "Killed By Kindness - The Perils Of The Long, Drawn Out Settlement Discussion", New York Law Journal, October 13, 1993, at 5, Col. 2.
AUTHOR: "How Carefully Drawn Do Your Mortgage Documents Need To Be", 21 Real Property Law Section Newsletter 13 (Summer, 1993).
AUTHOR: "The Remedy Of Acceleration, Revisited, The Device Can Be A `Critical Persuader' In The Servicer's Arsenal", 5 Servicing Management 30 (October 1993).
AUTHOR: "When A Lender Might Have To Sue The Notary Public", EQUITY - The Journal of the Second Mortgage Profession (September 1993).
AUTHOR: "Let Defaulters Know The Payment's Due, Failure To Accelerate The Mortgage Can Complicate The Foreclosure," 5 Servicing Management 19 (September 1993).
AUTHOR: "A Most Frightening Scenario, Mysterious Case Of The (Un) Satisfied Credit Line Mortgage," New York Law Journal, August 18, 1993, at 5, Col. 2.
AUTHOR: "Settling the Foreclosure Case in New York - A Change in Strategy," EQUITY - The Journal of the Second Mortgage Profession (June 1993).
AUTHOR: "1st Mortgage vs. Condo Lien," New York Law Journal, June 16, 1993, at 5, Col. 2.
AUTHOR: "How to Deal with Incorrect 'Answers' - Servicers Can Put A Wayward Case Back on Track," 4 Servicing Management 29 (July 1993).
AUTHOR: "Before You Proceed With Foreclosure, Know Exactly What the Mortgage Says," 4 Servicing Management 28 (June 1993).
AUTHOR: "The Continuing Confusion In Eviction After Foreclosure," New York Law Journal, May 18, 1993, at 1, Col. 1.
AUTHOR: "Relying (or not) On Title Insurance in the Foreclosure Case - Some Practical Observations for Mortgage Lenders,"
EQUITY - The Journal of the Second Mortgage Profession (March 1993).
AUTHOR: "Usury and the Purchase Money Mortgage - An Appellate Division Faux Pas(?)(!)," 21 Real Property Law Section Newsletter 4 (January 1993).
AUTHOR: "Tips on 'Process Service' - Servicers Must Decide Who Should Be Notified of the Action," 4 Servicing Management 7 (March 1993).
AUTHOR: "Receivership is an Effective Tool - Servicers Can Outwit the Crafty Delinquent Borrower," 4 Servicing Management 6 (February 1993.
AUTHOR: "Relying (or not) On Title Insurance in the Foreclosure Case - Some Practical Advice," MBA of New York News (Fall 1992).
AUTHOR: "Interest on the Foreclosure Judgment - An Unfolding Drama," 20 Real Property Law Section Newsletter 4 (October 1992).
AUTHOR: "Federal Government Liens in the Foreclosure Case - What You Need to Know," EQUITY - The Journal of the Second Mortgage Profession (September 1992).
AUTHOR: "Loose Lips Sink Mortgages - Revisiting the Danger of Oral Agreements in the Workout/Foreclosure Case," 20 Real Property Law Section Newsletter 3 (July 1992).
AUTHOR: "Some Not So Desultory Observations on Extra Notice Requirements in Real Estate Litigation," 20 Real Property Law Section Newsletter 2 (April 1992).
AUTHOR: "When the Senior Forecloses - Some Observations Upon Protecting the Second Position," EQUITY - The Journal of the Second Mortgage Profession (March 1992).
AUTHOR: "Are There Bargains in Buying at Foreclosure Sales?," 16 Financial Freedom Report 32 (February 1992).
AUTHOR: "Those Insidious Claims of Oral Representation - Some Emerging Comfort for Lenders," 20 Real Property Law Section Newsletter 1 (January 1992).
AUTHOR: “First Mortgage vs. Condominium Common Charge Lien - In Legal and Political Battle,” 64 New York State Bar Journal 34 (January 1992).
AUTHOR: “To Foreclose or Sue on the Debt - Law and Strategy to Help You Decide,” EQUITY - The Journal of the Second Mortgage Profession (December 1991).
AUTHOR: "A New Look at RPAPL Section 1351 Relief - A Treat for Lenders," 19 Real Property Law Section Newsletter 7 (October 1991).
AUTHOR: "New Twists in the Mortgage Foreclosure Arena," 39 The Nassau Lawyer 16 (September 1991).
AUTHOR: "Blessed Clarification: First Mortgage vs. Condominium Common Charges," 19 Real Property Law Section Newsletter 9 (July 1991).
AUTHOR: "Settling the Mortgage Foreclosure - A Lender's 'How To' Perspective," EQUITY - The Journal of the Second Mortgage Profession (June 1991).
AUTHOR: "Eviction After Foreclosure - Has Self-Help Arrived?," 19 Real Property Law Section Newsletter 22 (January 1991).
AUTHOR: "Critical Strategy When a Lender Holds Two Mortgages on the Same Property," 18 Real Property Law Section Newsletter 21 (July 1990).
AUTHOR: "Critical Strategy When a Lender Holds Two Mortgages on the Same Property," EQUITY - The Journal of the Second Mortgage Profession (June 1990).
AUTHOR: "Appointing and Paying Receivers in the Mortgage Foreclosure Action," 62 New York State Bar Journal 34 (January 1990).
AUTHOR: "Wither the Deed in Lieu of Foreclosure - The Problem of a Deed as a Mortgage," 17 Real Property Law Section Newsletter 20 (October 1989).
AUTHOR: "A New Look at Sanders v. Palmer and the Multiple Mortgage Situation - Less Cause For Alarm?," 17 Real Property Law Section Newsletter 8 (July 1989).
AUTHOR: "Avoiding Waiver of Foreclosure - The Lender's Hidden Enemy," EQUITY - The Journal of the Second Mortgage Profession (June 1989).
AUTHOR: "Mortgage Foreclosure Settlement Strategies (With Forms)," 5 The Practical Real Estate Lawyer 35 (May 1989). Reprinted, The Practical Real Estate Lawyer's Forms Manual Number One (May 1991).
AUTHOR: "More on Waiver of Foreclosure - Emerging Solace for Mortgagees," 17 Real Property Law Section Newsletter 27 (April 1989).
AUTHOR: "Eviction After Foreclosure - Who Stays and Who Doesn't," 61 New York State Bar Journal 50 (January 1989).
AUTHOR: "The Danger of Desultory Negotiations Before Foreclosure," 17 Real Property Law Section Newsletter 4 (January 1989).
AUTHOR: "Mortgage Foreclosure Strategy and Basics," 2 Probate
and Property 14 (September/October 1988).
AUTHOR: "Strict Acceleration in New York Mortgage Foreclosure - Has the Doctrine Eroded?," 8 Pace Law Review 475 (Summer 1988).
AUTHOR: "A Lender's Guide to Mortgage Foreclosure: A New Look," 18 Real Estate Review 43 (Spring 1988). Reprinted, National Second Mortgage Association Equity (September 1988).
AUTHOR: "Attorneys' Fees in Mortgage Foreclosure; Who Pays and Who Doesn't," 60 New York State Bar Journal 26 (July 1988).
AUTHOR: "How to Manage a Successful Foreclosure," 171 The Bankers Magazine 45 (May/June 1988).
AUTHOR: "Counsel Can Avoid Contract and Closing Pitfalls Part II," 35 The Nassau Lawyer 5 (January 1988).
AUTHOR: "Counsel Can Avoid Contract and Closing Pitfalls," 35 The Nassau Lawyer 4 (December 1987).
AUTHOR: "When the Seller Gives a Purchase Money Mortgage - A Lawyer's Primer on Advising the Client," 59 New York State Bar Journal 7 (November 1987).
AUTHOR: "Tightening Your Mortgage Documents," National Second Mortgage Association Equity (September 1987).
AUTHOR: "Accelerating the Mortgage When the Building is Demolished," 15 Real Property Law Section Newsletter 3 (July 1987).
AUTHOR: "How to Draft a Real Estate Brokerage Agreement (with Form)," 3 The Practical Real Estate Lawyer 45 (March 1987).
AUTHOR: "Acceleration - The Key to Foreclosure," National Second Mortgage Association Equity (March 1987).
AUTHOR: "Real Estate Binders Revisited - Still A Trap For The Unwary," 58 New York State Bar Journal 16 (November 1986).
AUTHOR: "Protecting the Loan - Aggression or Compassion," National Second Mortgage Association Equity (September 1986).
AUTHOR: "Can the Lender Enforce the Due-on-Sale Clause in a Mortgage?," 151 American Banker 128 (July 1, 1986).
AUTHOR: "How to Protect Mortgage Value with Astute Mortgage Drafting (With Forms)," 2 The Practical Real Estate Lawyer 55 (May 1986).
AUTHOR: "Due on Sale in New York: Clearer with Time?," 58 New York State Bar Journal 27 (May 1986).
AUTHOR: "Preserving Investments Through Careful Drafting," 46 Mortgage Banking 12 (October 1985).
AUTHOR: "Public Contracts: Rejecting the Irresponsible Bidder -Part II," 57 New York State Bar Journal 43 (October 1985).
AUTHOR: "Selling Public Property - How to do it Right," 67 Public Management 9 (September 1985).
AUTHOR: "Public Contracts: Rejecting the Irresponsible Bidder -Part I," 57 New York State Bar Journal 22 (July 1985).
AUTHOR: "Perfecting Foreclosures," 31 Real Estate Weekly 45 (June 17, 1985).
AUTHOR: "Protecting the Appraisal Through Mortgage Foreclosure," 8 Appraisal Review & Mortgage Underwriting Journal 57 (Summer 1985).
AUTHOR: "The Dangers of a Mortgagor's Tax Default to an Existing Mortgage," 1 The Practical Real Estate Lawyer 63 (January 1985).
AUTHOR: "When the Mortgagor Defaults in Real Property Taxes," 56 New York State Bar Journal 24 (December 1984).
AUTHOR: "How to Soften the Impact of Dread Default," 149 American Banker 203 (October 15, 1984).
AUTHOR: "The New 'Truth in Heating Law' is a Trap for Lawyers and Clients," 32 The Nassau Lawyer 2 (October 1984).
AUTHOR: "Enforcing the Mortgage: Strategies for Preserving the Investment," 7 Real Estate Outlook 3 (Fall 1984).
AUTHOR: "The Irresponsible Bidder on Public Works Contracts," 115 Public Works 75 (March 1984).
AUTHOR: "Are Private Sector Bankruptcies Breaking the Public Bank?," 98 American City & County 31 (August 1983).
AUTHOR: "Can the Mortgage Be Accelerated for Unpaid Taxes?," 13 Real Estate Review 61 (Summer 1983).
AUTHOR: "Finality of Engineers' Decisions in Public Works Construction," 114 Public Works 51 (April 1983).
AUTHOR: "Can The Mortgage Be Saved? Part II," 55 New York State Bar Journal 26 (April 1983).
AUTHOR: "Mortgage Foreclosure Costs and Legal Fees for the Lender," 29 Real Estate Weekly 32 (March 14, 1983).
AUTHOR: "Foreclosure and the Managing Agent," 48 Journal of Property Management 42 (March/April 1983).
AUTHOR: "Real Estate Tax Collections in Bankruptcy - a Disaster for the Municipality," 24 The Municipal Attorney 2 (March/April 1983).
AUTHOR: "Can You Call the Mortgage for Taxes?," 29 Real Estate Weekly 27 (February 7, 1983).
AUTHOR: "Representing the Mortgagor: Can the Mortgage Be Saved? Part I," 55 New York State Bar Journal 14 (February 1983).
AUTHOR: "Real Estate and Truth in Heating," 29 Real Estate Weekly 21 (December 27, 1982).
AUTHOR: "Those F.H.A. Mortgages: They're Throwing Money Away Again," 29 Real Estate Weekly 6 (September 13, 1982).
AUTHOR: "Defending Against Foreclosure Actions," 12 Real Estate Review 57 (Fall 1982).
AUTHOR: "Managing Property for a Receiver," 47 Journal of Property Management 34 (July/August 1982).
AUTHOR: "A Guide to Mortgage Foreclosure Strategy and Mechanics," 28 the Practical Lawyer 11 (June 1982).
AUTHOR: "Mortgage Foreclosures: A Need for Outside Counsel?," 29 The Nassau Lawyer 360 (June 1982).
AUTHOR: "A Lender's Guide to Foreclosure Actions," 29 The Nassau Lawyer 302 (May 1982).
AUTHOR: "Receiver's Commissions in Foreclosure Actions," 29 The Nassau Lawyer 134 (January 1982).
AUTHOR: "Mortgage Foreclosures: A Need for Outside Counsel?," 42 Mortgage Banking 78 (October 1981).
AUTHOR: "A Lender's Guide to Foreclosure Actions," 11 Real Estate Review 55 (Fall 1981).
AUTHOR: "Compensating the Receiver in Foreclosure Actions," 53 New York State Bar Journal 276 (June 1981).
CO-AUTHOR: "Real Estate Brokerage Agreements," (with Herman L. Pedowitz) 28 The Nassau Lawyer 13 (October 1980).
AUTHOR: "Those Dangerous Real Estate Binders," 27 The Nassau Lawyer 223 (March 1980).
AUTHOR: "Real Estate Binders - Lawyer Beware," 51 New York State Bar Journal 550 (November 1979).
CO-AUTHOR: "Contracts Let in Violation of the Competitive Bidding Statutes Or Let The Bidder Beware," (with Eugene Schaffel) 25 The Nassau Lawyer 131 (December 1977).
AUTHOR: "Military Contract Litigation - A Primer," 23 The Practical Lawyer 41 (December 1977). (Reprinted in 1977 Yearbook of Procurement Articles, Federal Publications, Inc.).
AUTHOR: "Defending Against Mechanics Liens," 24 The Nassau Lawyer 383 (June 1977).
AUTHOR: "Mechanics' Liens - Public," 24 The Nassau Lawyer 124 (December 1976).
AUTHOR: "Mechanics' Liens," 24 The Nassau Lawyer 77 (November 1976).
AUTHOR: "When the Subcontractor Fails to Perform - The Notice Problem," 21 The Practical Lawyer 85 (April 1975).
AUTHOR: "Reletting the Abandoned or Defaulted Public Works Contract in New York - To Bid or Not to Bid," 3 Fordham Urban Law Journal 451 (Spring 1975). (Reprinted in 1975 Yearbook of Procurement Articles, Federal Publications, Inc.; reprinted in 375 N.Y.S.2d Advance Sheet #4).
AUTHOR: "The New Jersey Surety Bond in the New York Courts," 46 New York State Bar Journal 605 (December 1974).
AUTHOR: "The NLRB's Excelsior Doctrine, A Critical View," 5 Industrial and Labor Relations Forum 3 (November 1968).